Your Go-To Credit Repair Agency & Education
Your Go-To Credit Repair Agency & Education
Expert
Your financial wellness is our top priority
Your financial wellness is our top priority
Our Mission is simple
Located in the heart of the Coachella Valley, Stellar Credit is dedicated to empowering individuals to overcome the challenges of bad credit. Our mission is to provide expert credit repair services that help people achieve their financial dreams and secure a brighter future. With a passionate team of professionals, we are committed to delivering personalized solutions that drive real results. At Stellar Credit, we believe that everyone deserves a second chance at financial stability, and we are here to make that a reality. Join us on a journey to rebuild your credit and transform your financial life.
CHANGE YOUR FUTURE...
We can’t wait to pass along all the tips and helpful education on credit repair and rebuilding. Stay connected with us through social media and our monthly Stellar Credit newsletter.
Leave the Past Behind
Leave the Past Behind
We recognize that credit issues can arise from various factors, but no one should bear the burden of bad credit stemming from errors beyond their control. Every credit score has a narrative, and we're here to listen. We collaborate with credit bureaus and creditors to contest negative items that impact your credit score.
We recognize that credit issues can arise from various factors, but no one should bear the burden of bad credit stemming from errors beyond their control. Every credit score has a narrative, and we're here to listen. We collaborate with credit bureaus and creditors to contest negative items that impact your credit score.
Monitor Now
You don't need to wait anxiously for results, hoping someone is diligently working on your credit. You're involved every step of the way, receiving copies of every letter sent on your behalf. Enjoy 24/7 access to your credit account for live updates on improvements to your reports and scores.
Unlike other agencies
We work one-on-one with you
Unlike most credit repair agencies, we work with you on a one-on-one basis. We tell you exactly which steps to follow in order to achieve maximum results. Hire the best Credit Repair Agency local to you!
Credit Repairing
Repairing your credit takes time and dedication, that is why it is imperative that you also put your part at the same time we do our work.
Credit Consulting
Don't need credit repair? We also offer credit education and consulting.
HOW WE WORK
Our simple process
We review your credit report.
This is where we determine what we can attack and dispute. FCRA Regulations require debt collectors to publish data 100% correct, otherwise needs to be deleted.
Custom dispute letters on your behalf
Instead of using template letters, we use customized and unique letters pertaining to your particular situation. This increases the chance of getting items deleted in a timely manner.
We keep positive information
We advice you to keep positive accounts on your credit report forever. This allows you to rebuild your credit once negative accounts have been deleted.
We help you negotiate paying down debt
Sometime there are items that cannot be deleted, but we still help you negotiate to pay the debt.
Clientele smiles
After the process is done, usually 90 to 180 days, we watch your smile because we have finished our repair process.
HOW WE WORK
Our simple process
We review your credit report.
This is where we determine what we can attack and dispute. FCRA Regulations require debt collectors to publish data 100% correct, otherwise needs to be deleted.
We send dispute letters on your behalf
When sending dispute letters, we do not use template letters like other credit repair agencies. This allows us to maximize results in the least time possible.
We keep positive information
We advice you to keep positive accounts on your credit report forever. This allows you to rebuild your credit once negative accounts have been deleted.
We help you negotiate paying down debt
Sometime there are items that cannot be deleted, but we still help you negotiate to pay the debt.
Clientele smiles
After the process is done, usually 90 to 180 days, we watch your smile because we have finished our repair process.
Not ready to make a decision?
Speak to one of our Customer Service Experts!
PREMIUM SERVICES
Discover Our Credit Repair and Restoration Works
Dedicated to improve the credit health of our clients’ credit file through a credit disputing process that is persistent, ethical and legal. We do right by our clients and are committed to getting the best results to help clients achieve their financial goal through maintaining good credit and striving towards a debt free future.
Using our simple yet effective process we have achieved:
95% mistakes within the Credit Audit
99% Success in our Credit Repair Process
75% of clients have found success just with education
75% of clients have found success just with education
BE READY TO USE YOUR CREDIT IN THE NEXT 90 DAYS...
the time to take action is
NOW!!!
Meet Paul
"Just a few years ago, I found myself in the same situation as many of you. With years of experience in banking, management, and sales, I've witnessed countless individuals hit rock bottom in their pursuit of financial goals—feeling defeated by their past and unsure where to begin. Today, I'm here to share the very tools that helped me achieve healthy credit. It's a joy to keep the Stellar Credit community updated on the ever-changing world of finances and credit repair. Seeing so many people take the first steps and achieve results motivates me every day. Follow me on social media platforms where I share credit-building tips and my personal journey."
-Paul Lomeli
CEO
Meet Charles
Not too long ago, I was right where you are now just like Paul was. With a background in real estate and sales, I've seen countless people really suffer and fall to the bottom in their financial pursuits—feeling overwhelmed by their past and unsure how to move forward. Today, I'm here to share the tools that helped me turn my credit around. I thrive on helpimg people noe fix there credit and educate them on there finances, that way they live the life they have always wanted. Seeing others take charge and achieve their goals keeps me inspired. Follow me on social media for tips on building credit and a glimpse into my personal journey.
- Charlie Donley
CFO
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Stellar Plan
Monthly Program
$147 per/m
Full Credit Analysis & plan strategy
Customized Dispute Process
Updates on Client Portal Site
Credit Education
Customer Support & Credit Agent
Month to month service
Cancel Anytime
